Mental Health Insurance Information

El Camino Health contracts with the following mental health insurance plans as of December 1, 2024. Note – plans are subject to change without notice.

Coverage for mental health services varies by each health plan. Some plans have a "carve out" for mental health benefits, which means these services are covered by a separate organization which you need to contact directly. For example, Health Net HMO members usually access MHN, a Health Net subsidiary. Check your insurance ID card, and contact your insurance carrier to determine if your mental health benefits are carved out to another organization.

When you receive mental health services at El Camino Health, please be aware that you'll receive a separate bill for doctor's fees – psychiatrist fees are separate from hospital-program fees.

If you're unsure if your health plan covers mental-health services, call 650-988-8275 and speak to a financial counselor who can help determine your coverage.